NOTICE OF DEFAULT AND FORECLOSURE SALE

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WHEREAS, on September 20, 2001, a certain Mortgage Security Instrument was executed by P.A. Frohwerk and Norma J. Frohwerk as mortgagor in favor of Financial Freedom Senior Funding Corporation, as mortgagee and Robert K. Fowler as trustee, and was recorded on October 5, 2001, in Volume 1779, Page 360 in the office of the County Clerk, Hood County, Texas; See display ad for more details.